The WeSwap card is a prepaid Mastercard, specifically designed for travel (i.e. a 'travel money card' or 'currency card'). It is similar to a debit card in that you either withdraw cash from an ATM or spend directly using your card. It’s contactless, uses Chip and Pin security and are accepted in over 180 countries, wherever you see the Mastercard logo.
The ‘prepaid’ bit means that you load money onto your WeSwap account before spending. So your WeSwap card is not connected to your personal bank account and you can only spend what you’ve pre-loaded on the card. This adds extra safety and security as it means there is no risk to your personal bank account if your WeSwap card is lost or stolen and you cannot unwillingly go overdrawn.
Unlike many other prepaid currency cards, the WeSwap card allows you to carry 18 different currencies simultaneously. For example, you may have £100, $200 and 80€ all on the same card, and you can move currency from one wallet to another whenever you need to. If you have a balance in more than one currency, the card will automatically pick the right one to use for the country you’re in.
If you’re in in a country which uses a currency not in the app, don’t worry. You can still use your WeSwap card (it’s accepted in over 180 countries). Your money will be instantly swapped whenever you spend. The money will be taken from your home currency wallet.
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