Our mission is to make travel money as cheap, easy and fair for everyone as possible, and we’re super clear about our fees. Always low, always transparent.
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WeSwap Card cost: |
Zero. Zip. Zilch. |
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Currency Swap fee: |
Always shown upfront. Compare rates and pick what works best for you:
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Transaction fees in one of the 18 wallet currencies: |
Nope - none. |
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Transaction fees in all the other currencies: |
We’ll exchange the transaction amount to the equivalent home currency amount using the Mastercard foreign exchange rate, at the same fee as our 2% instant swap fee. |
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ATM Fees: |
2.5% fee charged for any withdrawal amount above the £250 (or equivalent). Resets every month. |
Contactless: There are no fees for contactless transactions.
Certain other services we provide are costly to us due to third party fees, so for these we need to charge a small, fair fee to cover our costs. The main ones are:
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Lost card replacement fee: |
£4.95 (or equivalent in another currency). |
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Refund fee: |
£5 for a bank or debit card transfer. Remember, you can always spend or withdraw leftover balance instead. |
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Inactivity fee |
£2 - This is chargeable if there is no activity on your Account for a consecutive period of 12 months. |
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Expired Card Management fee for no usage |
£2 – This is charged 12 months after expiry. Applied per month on expired cards with leftover balances. |
See here for the full list of our fees and limits.
And if you fancy comparing us to other options, you can do that here too!
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