Should I Pay in Local Currency or in My Home Currency on My WeSwap Card?

If the local currency is one of our 18 wallet currencies, and a merchant or an ATM asks if you’d like to use the local currency or your home currency, always opt for the local currency. If you opt for your home currency, they will use a service known as Dynamic Currency Conversion (DCC) whereby the retailer converts your payment back into your home currency at an exchange rate of their choosing.

The rate is usually bad and allows them to levy you with an extra charge.

As you’ve already taken advantage of WeSwap’s great rates there’s no need for you to suffer these charges.

If you are travelling to a country with any other official currency, and a merchant or an ATM asks if you’d like to use the local currency or your home currency, always opt for your home currency.

 

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