You can spend pretty much anywhere with WeSwap. In over 180 countries. You can check the only countries it won’t work here.
If you’re travelling to a country where the official currency is one of our 33 "wallet currencies" you can lock-in a rate by swapping your money to any of them upfront. You should always pay or withdraw in the local currency to avoid the Dynamic Currency Conversion (DCC).
You can also use your primary wallet (check below for more info) balance to spend anywhere in the world and we’ll convert it for you on the spot. We’ll exchange the transaction amount to the equivalent amount using the Mastercard foreign exchange rate, at our instant swap fee.
What is my favourite/primary wallet and how do I set it up?
By default your favourite/primary wallet is set up in GBP, however, on the wallet tab you can click on the "Select wallet" icon and set up another wallet as your favourite/primary.
You can only have one favourite/primary wallet.
What if I have money in my GBP wallet and another wallet? How will the card know which wallet to take from?
Your WeSwap card is smart - it will first check whether you have enough of the right currency in your wallets, before using the balance you have available in other currency wallets.
So, if you’re in America and you have enough dollars in your USD wallet to cover the transaction, then that is where the money will be taken from.
If you don’t have enough USD in your wallet, then it will use your favourite/primary wallet balance.
If you don't have enough funds for the transaction amount in your favourite/primary wallet, then it will check the other currency wallets and if there is a sufficient balance you will be charged in any of those.
Can I combine money from wallets to cover one transaction?
No. 1 transaction cannot combine currency from 2 different wallets. If you don’t have enough money to cover the whole transaction in 1 wallet, then that transaction will fail.
What will my activities look like?
Exactly the same. When you spend in one of our non-wallet countries, the money will be deducted in your favourite/primary wallet or in another currency wallet where you had the funds available for that transaction. The fee will be also be displayed separately.
Can I make purchases in the non-wallet currencies online?
Yes, you can.